Privacy Policy

1. Information We Collect

When you create a Fihance account, we collect information necessary to provide our bill management and financial insights services. This includes your account credentials, profile information such as your name and email address, and the bills you choose to track within our platform.

We also collect information about how you use Fihance, including which features you interact with, when you access the service, and the device and browser you use. This helps us improve our service and provide you with a better experience.

The types of data we may collect include:

• Account information (name, email, password)
• Bill details you manually enter or upload
• Usage data and service interactions
• Device information and browser type
• Communication preferences and notification settings

2. Cookies and Tracking

Fihance uses essential cookies to maintain your session and keep you logged in securely. These cookies are necessary for the service to function properly and cannot be disabled if you want to use Fihance. We also use localStorage to remember your theme preferences and other settings.

We do not use third-party tracking cookies for advertising purposes. Any analytics we perform are focused on understanding how our service is used to improve functionality, performance, and user experience.

3. Third-Party Services

To provide our services, Fihance integrates with trusted third-party providers. These include authentication services to securely manage your login, email delivery services for sending notifications and reminders, and AI services that power our financial assistant feature.

We carefully select our partners and require them to maintain appropriate security measures to protect your data. When you use Fihance, certain data may be shared with these providers solely to deliver the functionality you expect.

Third-party service categories we work with:

• Authentication and identity providers
• Email and notification delivery services
• AI and machine learning services
• Cloud infrastructure and hosting providers

4. Your Rights

You have full control over your personal data stored in Fihance. You can access, review, and update your information at any time through your account settings. If you wish to export your data or delete your account entirely, we provide straightforward tools to do so.

Under applicable data protection laws, you have the right to request access to your data, request corrections to inaccurate information, request deletion of your account and associated data, and receive a copy of your data in a portable format.

Your specific rights include:

• Right to access your personal data
• Right to rectification of inaccurate data
• Right to erasure (deletion of your account)
• Right to data portability (export your data)
• Right to object to processing
• Right to withdraw consent at any time

5. Data Retention

We retain your personal data for as long as your account remains active and for a limited period after account closure. This ensures we can restore your account if you change your mind, comply with legal obligations, and resolve any disputes that may arise.

When you delete your Fihance account, we will permanently remove your personal information within 30 days. Some anonymized data may be retained for analytical purposes, but this data cannot be traced back to you individually. Certain records may be kept longer if required by law or legitimate business purposes such as fraud prevention.